First-Time Home Buyers

Thinking About Buying Your First Home?

Congratulations! You are taking the first step towards home ownership, towards becoming part of the "American Dream". This page will hopefully answer some of the questions you may have. At any point in time, please contact us to set up a FREE, NO-OBLIGATION Buyer Consultation, where we can answer specific questions in much more detail.

Download our FREE Guide to Buy a Home Summer 2015.

    

Q: Why should I buy a home now? Why not wait?

A: The Home Affordability Index (combination of home prices and interest rates) is at an ALL-TIME HIGH!

Q: What are the steps to take when I want to buy a home?

This Flowchart shows the steps involved in buying a home in South Carolina. Your Realtor will help you make sure that every step is taken at the right time and on time to avoid costly mistakes. 

Q: Why should I buy instead of renting?

A: When you write your monthly rent check, that money is gone forever. When you own your primary residence, you can deduct the interest you pay on your mortgage loan and your property taxes from your income taxes. This is a great deduction that will save you thousands each year! In addition, the value of your home may go up over the years, if you sell it in the future and make a gain, the gain will be tax-free (as long as you have occupied the home as your primary residence for two of the last five years before the sale). Finally, you'll enjoy having something that's all yours - a home that you can apply your personal style to and will provide stability and a sense of belonging.

 

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